Prima Reinsurance Plc 2011 Annual Report

first_imgZambia Reinsurance PLC ( listed on the Lusaka Securities Exchange under the Insurance sector has released it’s 2011 annual report.For more information about Zambia Reinsurance PLC ( reports, abridged reports, interim earnings results and earnings presentations, visit the Zambia Reinsurance PLC ( company page on AfricanFinancials.Document: Zambia Reinsurance PLC (  2011 annual report.Company ProfileZambia Reinsurance PLC, formerly known as Prima Reinsurance is a wholly-owned reinsurance company providing products and solutions in the domestic and business sector in Zambia. The company underwrites classes of marine and non-marine reinsurances, which includes fire, motor, engineering, aviation, agricultural and work-related accidents. Reinsurance is the practice of insurers transferring portions of risk portfolios to other parties by some form of agreement to reduce the likelihood of having to pay a large obligation resulting from an insurance claim. The company is also licensed to reinsure life assurance products. Prima Re is fully-owned and promoted by a group of Zambian Professionals and entrepreneurs. It was incorporated in 2006 as a public limited company and was the first reinsurance company to enter the Zambian marketplace. Prima Reinsurance Plc is listed on the Lusaka Stock Exchangelast_img read more

Wema Bank Plc ( 2014 Abridged Report

first_imgWema Bank Plc ( listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2014 abridged results.For more information about Wema Bank Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Wema Bank Plc ( company page on AfricanFinancials.Document: Wema Bank Plc (  2014 abridged results.Company ProfileWema Bank Plc is a financial services institution in Nigeria providing banking products and services for the personal, commercial and corporate sectors. The company provides a full-service offering ranging from transactional accounts, savings account, loans and overdrafts to revolving credit, warehouse financing, letters of credit and invoice discounting/receivable refinancing. Trade services include bills for collection, shipping documents handling, trade finance, invisible trade, offshore guarantees and advisory services. Other products and services support small and medium-sized enterprises, foreign exchange, cash management, retail management and integrated revenue services. Founded in 1945, Wema Bank Plc now as an extensive network of some 125 branches in the major towns and cities of Nigeria. Its company head office is in Lagos, Nigeria. Wema Bank Plc is listed on the Nigerian Stock Exchangelast_img read more

No savings at 40? I’d use the stock market crash to buy cheap UK shares in an ISA to retire rich

first_imgNo savings at 40? I’d use the stock market crash to buy cheap UK shares in an ISA to retire rich I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images The 2020 stock market crash has meant that the FTSE 100 and FTSE 250 currently contain a wide range of cheap UK shares.Certainly, they could experience further declines in the short run. The recent market rebound could run out of steam as political and economic risks remain high.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…However, the long-term prospects for many British shares appear to be relatively positive. As such, they could offer impressive returns over the long run. And that could lead to a surprisingly large ISA retirement portfolio.The outlook for cheap UK shares after the stock market crashThe prospects for cheap UK shares may remain challenging in the coming months. A wide range of FTSE 100 and FTSE 250 sectors face weak operating conditions caused by the difficult economic outlook, as well as heightened political risks. As such, the prospect of a second stock market crash cannot be ruled out.However, the long-term performance of British shares could be relatively positive. Many cheap stocks have valuations that may not accurately reflect their financial positions and competitive advantages. Therefore, investors may be underestimating their ability to survive short-term challenges and to adapt to a changing world economy. This may mean their valuations have scope to increase significantly over the long run.Time horizon when investing money in FTSE 100 and FTSE 250 sharesThe performance of cheap UK shares could prove to be dependent on the time period over which they’re held. For example, investing money in FTSE 100 and FTSE 250 shares today for a period of months may mean high volatility and paper losses for investors, due to elevated levels of risks.However, their performance over the long run could be far more impressive. Indeed, both indexes have solid track records of making new record highs after bear markets as severe as the 1987 crash and the global financial crisis. Both of those events caused greater declines in index price levels than the 2020 stock market crash.A long-term outlook to build an ISA retirement portfolioAs such, having a long time horizon may mean cheap UK shares are attractive at the present time. They could catalyse the performance of an ISA so an investor can enjoy a generous passive income in older age.In fact, it may be possible to obtain an annual return that’s in excess of the stock market’s high single-digit historic rate. Doing so may produce a larger ISA portfolio in the long run – especially with a stock market recovery being likely in the coming years.Therefore, now could be an opportune moment to use the 2020 stock market crash to buy cheap UK shares. They appear to offer wide margins of safety that may provide scope for capital appreciation as the stock market recovers after its recent crash. “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! See all posts by Peter Stephens Enter Your Email Address Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares Peter Stephens | Sunday, 15th November, 2020 last_img read more

Hilltop House / Atelier M+A

first_imgArchDaily Photographs:  Masaki Harimoto Manufacturers Brands with products used in this architecture project ShareFacebookTwitterPinterestWhatsappMailOr Clipboard “COPY” “COPY” Hilltop House / Atelier M+ASave this projectSaveHilltop House / Atelier M+A Products used in this ProjectMineral / Organic PaintsKEIMMineral Facade Paint – Soldalit®-ColorArchitect In Charge:Masaki Harimoto, Ng Ai HwaFurniture:Courtesy of W.AtelierCountry:SingaporeMore SpecsLess SpecsSave this picture!© Masaki HarimotoText description provided by the architects. The house is situated in a quiet residential neighborhood between Orchard Road, the upscale shopping street in Singapore, and the UNESCO World Heritage site ‘The Singapore Botanic Gardens’. The planning of the house was initiated by the client’s requirement for a private gallery to exhibit his art collection. As guests would be invited for viewing of the art collection, the gallery is separated from the other private living spaces.Save this picture!© Masaki HarimotoSave this picture!Ground floor planSave this picture!© Masaki HarimotoSave this picture!© Masaki HarimotoA glass pavilion adjacent to the main structure serves as the entrance to create a formal sense of arrival. It is also a transitional space where circulation splits between guests and family members. Guests move directly to the gallery beside the entrance, while family members proceed via the entrance staircase to the living room and the bedrooms on the upper floors. To take advantage of the high ground with an open city view, the second floor with the living room is the Piano Nobile of the house.Save this picture!© Masaki HarimotoA cantilevered terrace extends from the Living room to provide an outdoor space with greenery to assimilate a garden on the ground level. The living room is a L-shaped double volume space in section with a staircase crossing over it to link between the third floor and the roof terrace above. The house is categorized as semi-detached house, one of the most common building typology in Singapore, which shares a common wall with the neighbor. As the common wall does not allow openings, a central inner courtyard is inserted to bring in natural light and ventilation. Around the courtyard, one can enjoy the movement of nature such as the Sun, clouds, rain, the tree as well as the movement and interaction between the family.Save this picture!© Masaki HarimotoIn order to protect from the tropical sun and rain at the one degree north of equator, the triangular-profiled aluminum fins are installed at the glass openings of the entrance and the living room. The multiple circulation including three staircases, and the interlace of  courtyard and the roof terraces create the architectural promenade where one freely roams about with constantly changing views inside the house.Save this picture!© Masaki HarimotoProject gallerySee allShow lessLLM House / Obra ArquitetosSelected ProjectsSabou School / 3RW ArkitekterSelected ProjectsProject locationAddress:SingaporeLocation to be used only as a reference. It could indicate city/country but not exact address. Share CopyAbout this officeAtelier M+AOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingOn FacebookSingaporePublished on February 22, 2020Cite: “Hilltop House / Atelier M+A” 21 Feb 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream 2019 Architects: Atelier M+A Area Area of this architecture project Hilltop House / Atelier M+A Housing Manufacturers: Accoya, EQUITONE, KEIM, Technal, Caesarstone, DuPont, Osmo, Toto, Acor, Falzonal Products translation missing: Projects Year:  ShareFacebookTwitterPinterestWhatsappMailOr Clipboard CopyHousing•Singapore Save this picture!© Masaki Harimoto+ 42Curated by Hana Abdel Share Area:  678 m² Year Completion year of this architecture project Singapore Photographslast_img read more

Utility agent saves Big Issue Foundation in Scotland £7,400

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  19 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Utility agent saves Big Issue Foundation in Scotland £7,400 Howard Lake | 27 April 2004 | News Tagged with: Giving/Philanthropy Utility agent Hill Jephson Associates has saved the Big Issue Foundation in Scotland £7,400 over two years in gas and electricity savings.Hill Jephson Associates are agents of utility brokers and energer advisers Energy 2000.When Hill Jephson first contacted the Big Issue Foundaion in Scotland the foundation was paying £9,400 pa on electricity and £24,000 on gas. The agency was able to recommend alternative companies which could offers considerable reductions on these costs to the foundation. Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.last_img read more

What Will Be Different About This Farm Bill

first_img SHARE Facebook Twitter By Gary Truitt – Feb 16, 2017 Home Indiana Agriculture News What Will Be Different About This Farm Bill Facebook Twitter What Will Be Different About This Farm BillChuck ConnerThe writing of the new Farm Bill has officially begun with the House holding hearings this week.  There will be a lot that is the same in this new Farm Bill, but a few things that will be different. Chuck Conner, with the Council of Farmer Cooperatives, has participated in the crafting of more Farm Bills than just about anyone else alive. He told HAT this new Farm Bill will have several new features. For example, trade programs will be a much bigger factor this time around, “This will be a Farm Bill that is about how do we help farmers through some pretty tough times. Trade is a key component of that. Our Export market is about the only outlet for improving prices for commodities.”Conner, a native Hoosier and former Assistant Secretary of Agriculture, says the conservation title of the new Farm Bill will also have a different approach, “We have a leadership time in place both in Congress and at the administration that believes in cooperative conservation.” He defines that as using conservation assistance to come alongside producers and help them make changes for the good in their operations. “This is different than the leadership we have had the past few years that favored a government regulator showing up at a farm with a switch in hand and telling a famer what he is going to do,” said Conner.As for the commodity title, Conner sees only minor changes, “Most farmers are happy with the ARC program; there are a few problems, however, and we need to fix those.” He also said the dairy and cotton programs need to be addressed.The nutrition title will get a lot of attention in this farm Bill, according to Conner, because this Farm Bill cannot pass without the support of non-farm lawmakers. Previous articleThe Indiana Soybean Checkoff is Calling YouNext articleAll Quiet at GSI Farm Machinery Show Exhibit Gary Truitt What Will Be Different About This Farm Bill SHARElast_img read more

Musco Lighting Invests $5 Million in U.S. Soccer Foundation to Keep Kids Moving During…

first_img WhatsApp Twitter By Digital AIM Web Support – April 6, 2021 Facebook Musco Lighting Invests $5M in U.S. Soccer Foundation. Twitter Pinterest Pinterestcenter_img TAGS  WhatsApp Previous articleLOGIX Announces the LOGIX Texas Metro Fiber Network to Deliver Dense Last Mile Connectivity for Wholesale CarriersNext articleJill Biden says things get better, including after divorce Digital AIM Web Support Facebook Musco Lighting Invests $5 Million in U.S. Soccer Foundation to Keep Kids Moving During Pandemic and Beyond Local NewsBusinesslast_img read more

Man arrested following discovery of cannabis in Ballintra

first_img Loganair’s new Derry – Liverpool air service takes off from CODA Nine til Noon Show – Listen back to Monday’s Programme Homepage BannerNews Man arrested following discovery of cannabis in Ballintra By News Highland – January 11, 2021 Twitter Facebook Pinterest Twitter Pinterest News, Sport and Obituaries on Monday May 24th A man has been arrested following the seizure of cannabis herb in the Ballintra area.The Donegal Town District Drugs Unit stopped and searched two vehicles in Ballintra acting suspiciously at around 7pm yesterday evening.During a search a large amount of cannabis herb was located and other items associated with the supply of drugs was located.One man was arrested and was detained at Ballyshannon Garda Station.A file is to be forwarded to the DPP.center_img WhatsApp Google+ Previous articleNew UK Coronavirus variant found in nearly half recent cases in IrelandNext articleMain Evening News, Sport and Obituaries Monday January 11th News Highland Google+ WhatsApp Important message for people attending LUH’s INR clinic RELATED ARTICLESMORE FROM AUTHOR Facebook Arranmore progress and potential flagged as population grows Community Enhancement Programme open for applicationslast_img read more

Gardai get emergency powers to enforce restrictions

first_img Important message for people attending LUH’s INR clinic By News Highland – April 8, 2020 Gardai get emergency powers to enforce restrictions Loganair’s new Derry – Liverpool air service takes off from CODA Twitter Google+ RELATED ARTICLESMORE FROM AUTHOR Pinterest Previous articleThird level students not to sit exams in exam hallsNext articlePolice note increase in traffic & footfall in Derry News Highland WhatsApp Facebook Facebookcenter_img Community Enhancement Programme open for applications Google+ The Health Minister has signed regulations giving gardaí emergency power to enforce restrictions during the coronavirus pandemic.People found not following health advice will be forced to return home.Yesterday saw the largest daily rise in the number of deaths here since the outbreak began – 36 people died, bringing the total to 210.345 new cases were also announced, with the total number now standing at 5,709.Chief medical officer Tony Holohan says it’s important people continue social distancing, particularly over the upcoming weekend:Audio Player Up/Down Arrow keys to increase or decrease volume. WhatsApp Pinterest AudioHomepage BannerNews Arranmore progress and potential flagged as population grows Twitter Nine til Noon Show – Listen back to Monday’s Programme News, Sport and Obituaries on Monday May 24th last_img read more

Training for union reps will be cash well spent

first_imgRelated posts:No related photos. Thereis bound to be a hue and cry about the Government’s move to create and fund aTrade Union Academy to train union representatives to university level.Why,many will ask, should train unionists have an edge in negotiations withemployers? And why, some are already asking, should we have to fork out time,and therefore money, to accommodate trade union representatives undergoingtraining?Because,quite simply, the stand-offs and distrust between trade unions and employerscannot stay the way they are. If the new academy delivers well-rounded coursesthat give unionists a better understanding of business and allows them to talkat least a similar language to employers, then the greater prize will be betteremployee consultation, engagement, motivation and, ultimately, higherproductivity.Unionshave an big part to play in staff consultation. Yetfew display real business skills. Until this changes,the decline in employers using them to communicate with staff on major issueswill continue. See the results of Cranfield School ofManagement’s latest Cranet Survey.Modernisation is the key to successfulunion actionAtthe HR Forum on board the Aurorain May, there was a lone trade unionist mingling with HR’smost senior professionals. Rory Murphy, joint general secretary of Unifi – newly merged with Amicus to form one of the UK’sbiggest unions – took the platform to debate trade union partnerships withbusiness.Heargued that trade unions should be at the centre of business as the consultantsof the 21st century. He said he understood that unions had to become partnerswith employers to improve the lot of employees.Murphymakes sense. It’s a shame there are not more unionists like him. Unions have tomodernise if they are to do their job properly. They could start by beingproactive.If,for example, those unions representing staff at British Airways had taken thelead and helped to devise good people strategies when the organisationprivatised, would there still be endlessly recurring industrial disputes of thelikes we’re witnessing today? Quite possibly not.By Penny Wilson Training for union reps will be cash well spentOn 24 Aug 2004 in Personnel Today Previous Article Next Article Comments are closed. last_img read more