Swaziland Property Investment Limited (SPROP.sz) 2016 Abridged Report

first_imgSwaziland Property Investment Limited (SPROP.sz) listed on the Swaziland Stock Exchange under the Property sector has released it’s 2016 abridged results.For more information about Swaziland Property Investment Limited (SPROP.sz) reports, abridged reports, interim earnings results and earnings presentations, visit the Swaziland Property Investment Limited (SPROP.sz) company page on AfricanFinancials.Document: Swaziland Property Investment Limited (SPROP.sz)  2016 abridged results.Company ProfileSwaziland Property Investment Limited (SWAPROP) is a property investment holding company which derives its income from interest on loans with its subsidiary companies and interest on investment accounts. Wholly-owned subsidiaries linked to SWAPROP include Plaza Park Limited, The Hub Limited, Tincwadzi Properties Limited, Nhlangano Mall Properties and Elwandle Properties Limited. The subsidiary companies own their own properties and generate income from property rentals and related revenue sources. SWAPROP also has interests in legal entities which pool securities and other assets on behalf of shareholders, unitholders and beneficiaries. Swaziland Property Investment Limited is listed on the Swaziland Stock Exchangelast_img read more

Why I’d buy Virgin Money and Lloyds Bank shares right now

first_imgWhy I’d buy Virgin Money and Lloyds Bank shares right now Alan Oscroft | Monday, 1st June, 2020 | More on: LLOY VMUK I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. A lot of FTSE 100 stocks have started recovering from the Covid-19 stock market crash. Sadly, that doesn’t include Lloyds Banking Group (LSE: LLOY). Lloyds bank shares are still hovering around the 30p level, 50% down since the start of the year. By comparison, the FTSE 100 itself has pulled back to just a 19% drop over the same timescale.The Lloyds share price has actually picked up a little since its lowest point in the crash. It’s up 18%, which would be a nice gain in more normal times. But that’s not much comfort for long-suffering Lloyds shareholders (like me). And we don’t even have our dividends to tide us over, now the banks have all suspended them.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…We can’t blame the pandemic lockdown for all of the woes, though. Lloyds Bank shares were already under pressure from a slowing housing market and the resulting weakness in retail banking demand. And then we had Brexit too, that ogre that the country seems to have conveniently forgotten at the moment. With EU negotiations on the back burner while we fight the virus, no progress has been made, and the sides seem as far apart as ever.Lloyds Bank sharesThat doesn’t bode well for banking stocks in general, or for Lloyds Bank shares specifically. But, though out economic outlook has genuinely been getting gloomier, I remain convinced that markets have overreacted. I really do see Lloyds shares as oversold and undervalued. In the medium term, I expect a recovery at least to 50p levels, and a resumption of the dividend. I’ll be happy with that.ChallengerThe Virgin Money (LSE: VMUK) share price is also down around the same 50% as Lloyds Bank shares since the start of the year. But it did initially drop lower than Lloyds, so the comeback looks more impressive in percentage terms. At one point, the price was down a scary 75%, and Virgin Money shares have doubled in value since then.Challenger banks are potentially open to greater risk than the much larger established banks. They just don’t have the same cash reserves as the big players. But they don’t have the same risk of legacy bad debt either, so that’s an upside. Still, I’d always expect Virgin Money shares to be more volatile than Lloyds Bank shares in tough economic times. And the smaller weight of the challenger banks, with the agility that can be a boon in bullish times, can quickly turn to look more like a liability.Two strong buysBut when I examined Virgin Money a month ago, I though its liquidity was easily enough to get it through the crisis. With little chance of the bank going bust, in my view, I thought the shares were cheap. The price has only edged up around 4% since then, and I still rate Virgin Money a buy.But that’s not in preference to Lloyds. I’d buy more Lloyds Bank shares too. Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. “This Stock Could Be Like Buying Amazon in 1997” Alan Oscroft owns shares of Lloyds Banking Group. The Motley Fool UK has recommended Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Our 6 ‘Best Buys Now’ Shares See all posts by Alan Oscroft Enter Your Email Address Image source: Getty Images. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.last_img read more

U.S. Christians hope for an ‘ecumenical spring’

first_img The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Submit a Press Release An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Rector Smithfield, NC By Adelle M. BanksPosted Mar 13, 2012 Assistant/Associate Priest Scottsdale, AZ In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Shreveport, LA U.S. Christians hope for an ‘ecumenical spring’ Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector Washington, DC Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Director of Music Morristown, NJ Submit a Job Listing Rector Collierville, TN AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Priest-in-Charge Lebanon, OH Tags Priest Associate or Director of Adult Ministries Greenville, SC Associate Priest for Pastoral Care New York, NY Rector Tampa, FL Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Associate Rector for Family Ministries Anchorage, AK Rector Knoxville, TN TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector Bath, NC center_img The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Pittsburgh, PA Press Release Service Missioner for Disaster Resilience Sacramento, CA Rector (FT or PT) Indian River, MI Assistant/Associate Rector Washington, DC Rector and Chaplain Eugene, OR Rector Albany, NY Assistant/Associate Rector Morristown, NJ Curate Diocese of Nebraska Featured Jobs & Calls Featured Events Associate Rector Columbus, GA Rector Martinsville, VA Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Submit an Event Listing Family Ministry Coordinator Baton Rouge, LA Bishop Diocesan Springfield, IL New Berrigan Book With Episcopal Roots Cascade Books Youth Minister Lorton, VA Rector Belleville, IL Canon for Family Ministry Jackson, MS [Ecumenical News International] For years, advocates for greater unity among Christian churches have wrung their hands amid talk of an “ecumenical winter.” But now, 10 years after leaders took the first steps toward forming the broad-based group Christian Churches Together in the USA (CCT), some have hopes that U.S. churches may be entering a new season of closer relations.At a recent CCT meeting in Memphis, Tennessee, 85 Christians — Catholic, Protestant and Orthodox, white and nonwhite — made pilgrimages to historic sites of the civil rights movement, Religion News Service reports. They also made plans to use next year’s 50th anniversary of the Rev. Martin Luther King Jr.’s “Letter from a Birmingham Jail” to pursue anti-poverty projects with houses of worship unlike their own.“I would like to think of it as an ecumenical spring and that we do not yet know what will break forth,” said the Rev. Stephen J. Sidorak Jr., ecumenical staff officer of the United Methodist Church. “I think that there’s the potential for the ecumenical movement to be more alive than it’s ever been because it will be more inclusive.”In many ways, the movement that has grappled with theological differences, leadership struggles, finances — and even what to call itself — is in the midst of major down-sizing that they hope will lead to wider engagement:— The National Council of Churches (NCC), the flagship agency of ecumenism, has shrunk from some 400 staffers in its heyday in the 1960s to fewer than 20. It is seeking a “transitional general secretary” after its executive, the Rev. Michael Kinnamon, stepped down on 31 December.— Churches Uniting in Christ, a network that dates to the 1960s, closed its office doors in 2010 and one of its nine affiliated denominations — the African Methodist Episcopal Zion Church — has suspended its membership. CUIC’s remaining leaders hope to continue to address racism and shared ministries.— CCT itself is looking for new leadership after its part-time executive director announced his retirement. Though it includes “families” of Catholic, Orthodox, historic and evangelical Protestant faiths, it has struggled to find acceptance among the “historic racial/ethnic” churches.Ecumenical veterans say a movement that was built on slow-moving bureaucracies needs to find a way to stay nimble in the 21st century. “It’s a little bit like keeping the post office running,” said the Rev. Wesley Granberg-Michaelson, the outgoing president of CCT’s historic Protestant family.Part of the new approach includes a move away from the word “ecumenical.” Some Christians who had been hesitant about interchurch relations equate the word with liberal stances, or fear it could be linked to surrendering some of their theological distinctions.“We’ve tried to shift away from that ecumenical language toward Christian unity language,” said the Rev. Richard Hamm, the retiring CCT executive director.Neville Callam, the general secretary of the Baptist World Alliance, said some Baptists have bristled at the term. “Many still don’t like the word but many are growing into an understanding of the importance of the concept,” he said.The presence of evangelicals — and particularly Pentecostals — is growing in the organized networks and ad hoc partnerships that develop over issues like poverty. “If you take sex out of the equation in all of its expressions, it turns out that we actually have a lot in common as we look at issues,” said Hamm, the former president of the Christian Church (Disciples of Christ).He and others point to the influence of the Circle of Protection, which last year urged Washington to maintain programs for the poor amid federal budget cuts. That initiative included the presidents of the NCC and the National Association of Evangelicals, as well as leaders of the U.S. Conference of Catholic Bishops and black and Hispanic groups.“I would give priority to ecumenical meetings that are driven by mutual purpose rather than just getting together to talk,” said Leith Anderson, president of the National Association of Evangelicals.In the early days of his ecumenical work, the Rev. Cecil Robeck Jr. faced resistance from fellow Pentecostals. But later this month, the professor of church history and ecumenics at Fuller Theological Seminary will speak to executives of his Assemblies of God denomination about his inter-church experiences.“God did something, I would say,” said Robeck, who was a keynoter at CCT’s 2010 meeting, which focused on evangelism.Assemblies of God General Superintendent George Wood, however, said Robeck’s upcoming talk “is not an indicator regarding the Assemblies of God USA moving forward to membership in the ecumenical movement.”While black church leaders have long been part of Churches Uniting in Christ, some are less interested in CCT. Christian Methodist Episcopal Church Senior Bishop Thomas Hoyt Jr. said it’s not a priority for his denomination.“I think it’s so broad right now,” Hoyt said of CCT, where leaders “don’t vote on anything unless everybody can say yes to it.”The Rev. Robina Winbush, president of Churches Uniting in Christ, said her organization is “wrestling” with how to conquer racial divides between Protestant denominations. Despite some “serious missteps” along the way, the ecumenical officer for the Presbyterian Church (USA) said CUIC remains part of the ecumenical movement because member churches demanded it.“Primarily our lesson learned is that when you prematurely begin to dismantle something before the churches say that’s what they want to have happen, you have to spend the energy to put stuff back together,” she said. Ecumenical & Interreligious Curate (Associate & Priest-in-Charge) Traverse City, MI Director of Administration & Finance Atlanta, GA Course Director Jerusalem, Israel Rector/Priest in Charge (PT) Lisbon, ME Cathedral Dean Boise, ID Rector Hopkinsville, KY last_img read more

Review: Kendrick Lamar, company deliver on ‘Black Panther’ soundtrack

first_imgBernice Ogbondahhttps://www.tcu360.com/author/bernice-ogbondah/ Facebook Bernice Ogbondahhttps://www.tcu360.com/author/bernice-ogbondah/ Editorial: Students returned to campus. Cases surged + posts printIf you thought you were excited about “Black Panther,” just wait until you hear the official soundtrack.The soundtrack for the highly anticipated movie brings even more hype to the experience.Co-Produced by hip-hop superstar Kendrick Lamar, industry icon, CEO and founder of Top Dawg Entertainment Anthony Tiffith, and “Black Panther’s” director Ryan Coogler (Fruitvale Station, Creed) the “Black Panther” soundtrack delivers 14 phenomenal, extremely black tracks.The album spotlights artists from all over the world. From Toronto to California, Texas, London and all the way down to South Africa; the project puts the artists’ blackness at the forefront.Lamar really outdid himself on this album, but so does everyone else.The album hails back to back hits with features from hip-hop heavyweights like 2 Chainz and Schoolboy Q on the absolute banger “X.”The caliber of the featured artists shows in their lyricism. On “X,” Schoolboy Q’s presents himself with the very cocky line, “not even Kendrick can humble me.”House music reminiscent “Opps” allows Johannesburg’s relatively unknown rapper Yugen Blakrok to shine. Blakrok, who’s alternative flow sounds similar to that of Azealia Banks, is mind-blowing throughout the song, but most specifically she standouts in her line, “spit slick, attack is subliminal. Flowers on my mind, but the rhyme style sinister. Stand behind my own bars, like a seasoned criminal. Gotham City Streets, I’ll play the *****. Crushing any system that belittles us.”  This one line shows her lyricism and proves that she is equal to the other big names on the project.The incredibly black “Paramedic!” is an echo to the supreme black excellence that is bound to be portrayed in the movie. The song’s standout line, “They ain’t wanna see me win ’cause I’m black. So I pulled up in that all black Benz in the back,” just reaffirms the blackness of Sacramento’s SOB X RBE.“Bloody Waters” is a refreshingly slow down album break that highlights Ab-Soul and Anderson Paak’s smooth soothing voices.Of course, the entire album isn’t perfect.The more mainstream artists just didn’t bring it as hard as the lesser known artist. Most of their tracks just don’t have the same it factor as the others. You can skip SZA and Lamar’s “All The Stars” and not feel any guilt because it is an extremely skippable song.Both of Lamar’s last two tracks, “Big Shot” with Travis Scott and “Pray For Me” featuring The Weeknd fail to astonish the listener in the same way that he does on earlier tracks.This is not saying that both songs are bad. “Big Shot” is a perfectly acceptable club banger radio bound hit, but it just doesn’t match the tone of the album nor does it correlate with the narrative of T’Challa’s struggle in “Black Panther.”Verdict:8.9/10Kendrick and his colleagues are explosive on this project. The album helps present the conflict that T’Challa will face in “Black Panther.” With hip-hop, R&B, and Africana electro-pop vibes throughout there is a song for everyone. This album does not disappoint and hopefully, neither does the movie. Bernice Ogbondahhttps://www.tcu360.com/author/bernice-ogbondah/ Bernice Ogbondah Bernice Ogbondah is a junior journalism major from Fort Worth, Texas. When she’s not reporting you can find her curating playlists or furiously retweeting foreign affairs, political pundits and anything social justice. Listen: Frogflix (Season 2): Episode 13 Listen: Ball Don’t Lie: The Closer Linkedin Bernice Ogbondahhttps://www.tcu360.com/author/bernice-ogbondah/ Second annual Fortress Fest comes to the Fort this weekendcenter_img Twitter Listen: Ball Don’t Lie: Parting Shots (Photo courtesy of Interscope Records) ReddIt ReddIt Linkedin Listen: Ball Don’t Lie: Clutch Factor Facebook Twitter Previous articleTCU ‘resetting to zero’ in pursuit of fifth straight CWS appearanceNext articleTCU looks to students to shape potential campus diversity initiatives Bernice Ogbondah RELATED ARTICLESMORE FROM AUTHOR Review: Fortress Fest was a success TAGSmusic reviewReview last_img read more

Equinor gets NPD nod to begin production at Johan Sverdrup field

first_img Start-up of the Johan Sverdrup field is planned by the end of 2019 (Credit: Equinor ASA) Equinor and its partners have secured consent from the Norwegian Petroleum Directorate (NPD) to start production from the Johan Sverdrup field in the North Sea.The consent is for phase 1 of the offshore oil project, which has seen an investment of 83bn Norwegian krone (£7.56bn). Johan Sverdrup is expected to yield oil for the next four decades.Equinor is looking to commence production at the Johan Sverdrup field this autumn, said NPD.The resource estimate of Johan Sverdrup is 2.2-3.2 billion barrels of oil equivalent with the offshore field to be developed in two phases.Nearly 95% of the resources at the Johan Sverdrup field is oil, 3% is dry gas, and the remaining is natural gas liquids (NGL). The offshore field has a production capacity of 105,000m3 of oil per day.In May 2019, Norwegian authorities approved the plan for development and operation (PDO) for the NOK41bn (£3.73bn) second phase development of the Johan Sverdrup field.NPD development and operations director Ingrid Sølvberg said: “The Johan Sverdrup field is a shining example of the possibilities and the values that can be achieved through exploration of mature petroleum provinces on the shelf.”The phase 1 of the Norwegian oil project involved development of the processing platform, drilling platform and riser platform, accommodation and utility platform, three subsea installations, power from shore, and an export pipeline for oil to Mongstad and gas to Kårstø.The second phase of Johan Sverdrup field development will see addition of the new processing platform to the field centre apart from modifications of the riser platform and the field centre, and addition of five subsea templates.Expected to enter into production in the fourth quarter of 2022, the Johan Sverdrup phase 2 project will offer an additional production capacity of 220,000 barrels of oil per day.In a related development, Equinor has completed sale of a 16% stake in Lundin Petroleum in exchange of a direct interest of 2.6% in the Johan Sverdrup field and a cash consideration of about $650m (£540.2m).Stakeholders of the Johan Sverdrup fieldFollowing the transaction, Equinor now holds 42.6% stake in Johan Sverdrup with its partners being Lundin Petroleum (20%), Petoro (17.3%), Aker BP (11.5%), and Total E&P Norge (8.4%). Located in the Norwegian part of the North Sea, the Johan Sverdrup field has a resource estimate of 2.2-3.2 billion barrels of oil equivalentlast_img read more


first_imgMaking Sense by Michael ReaganHillary Clinton may have been better off wearing the Emperor’s New Clothes during her victory speech after the New York primary, rather than what she chose to wear and her aides managed to overlook.Clinton, who has decried income “inequality” throughout the nation during her campaign, stood before the assembled– and carefully screened – crowd wearing a $12,495 Giorgio Armani jacket.What she paid for the coat– assuming it wasn’t a party favor from her Goldman Sachs speech– is just a bit less than the amount the average first time home buyer is required to post as a down payment for his dream home, or as The Washington Free Beacon calculates, “roughly 40 percent of what the average American worker makes in a year.”She’s fortunate the price tag wasn’t dangling from her outfit like that of Minnie Pearl.This is beyond tone deaf. It’s a combination of obliviousness and hypocrisy on a truly Clintonian scale.If Hillary was sashaying down the runway at a Paris fashion show, there might be a justification for wearing a jacket that cost 12K, assuming she gave it back after the show. But to own this One Percent Wear is something else entirely.During her speech Hillary proclaimed, “In this campaign, we are setting bold progressive goals backed up by real plans that will improve lives, creating more good jobs that provide dignity and pride in a middle class life, raising wages and reducing inequality, making sure all our kids get a good education.”How does one talk of “inequality” and then wear an outfit where a single piece of the ensemble costs the equivalent of 833 hours of labor– about five months– at her new $15/hour minimum wage?Maybe one of those “good jobs that provide dignity” is cleaning her coat with tweezers, Q-tips and the tears of virgins.No one expects Hillary to campaign in Walmart overalls, although it might provide an arresting visual, but is it too much to ask this tribune of the people to save her Armani for Wall Street speeches and Davos dinners?She can probably find something flattering and just her size at Ann Taylor, and with the money left over she can splurge and take the entire campaign staff to lunch at her nearest Chipotle.———Copyright ©2016 Michael Reagan. Michael Reagan is the son of President Ronald Reagan, a political consultant, and the author of “The New Reagan Revolution” (St. Martin’s Press). He is the founder of the email service reagan.com and president of The Reagan Legacy Foundation. Visit his websites at www.reagan.com and www.michaelereagan.com. Send comments to [email protected] Follow @reaganworld on Twitter.Mike’s column is distributed exclusively by Cagle Cartoons newspaper syndicate. For info on using columns contact Sales at [email protected] FacebookTwitterCopy LinkEmailSharelast_img read more


first_img83, of Manahawkin, passed away on March 29, 2017. Born in Bayonne, he is a US Army Veteran who served with the Army Security Agency. Predeceased by his wife, Sylvia (Spiezio) and two sons, Timothy G. and Jeffery Quille, he is survived by his son, Gregory and wife Arlene Quille; two daughters-in-law, Laura and Tegan Quille; seven grandchildren, Ciran, Evan, Ashley, Gabriella, Amanda, Matthew and Abbey. Funeral arrangements by BARNEGAT Funeral Home, 841 W. Bay Ave. Barnegat, NJ.last_img

Credit union marketing and branding insights from Dr. Seuss

first_img 23SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Mark Arnold Mark Arnold is an acclaimed speaker, brand expert and strategic planner helping businesses such as credit unions and banks achieve their goals with strategic marketing insights and energized training. Mark … Web: www.markarnold.com Details March of this year marks the 110th birthday of beloved children’s author Dr. Seuss (also known as Theodor Seuss Geisel). Dr. Seuss was a prolific author, penning nearly fifty children’s books. These books, such as Green Eggs and Ham, The Lorax and How the Grinch Stole Christmas! are now perennial favorites of both children and adults.Known for imaginative character names and outlandish rhyming, Dr. Seuss cornered the market on entertaining children with books replete with colorful illustrations and deeper messaging. Do some of these messages apply to the greater world of marketing and branding? Consider a few of the examples below.“The more that you read, the more things that you will know. The more that you learn, the more places you’ll go.” This line from I Can Read with My Eyes Shut! ought to be prominently displayed on the desk or wall of every marketing and branding professional. At the speed with which the economy and technology moves, no one can afford to remain complacent with the knowledge that he or she picked up right out of college or early in their career. Marketing professionals must avail themselves of opportunities to learn and grow, regardless of their age. Ways to do this include reading up on the latest business books, blogs and social media platforms — as well as following the musings of thought leaders such as Michael Hyatt, Michael Hudson and Jeffry Pilcher.“Today you are you, that is truer that true. There is no one alive who is youer than you.” From Happy Birthday to You!, This Dr. Seuss quote speaks directly to the importance of unique branding amongst credit unions. Far too often credit unions try to position themselves on the same old tired things, such as member service, friendliness and product offerings. Guess what? Every single credit union in the history of the world is absolutely convinced that they have great member service, are friendly and offer every product or service a member could need or want. Unfortunately, that’s often far from the case. Credit unions, to differentiate themselves in a hyper-competitive environment, must dig deep and find the one thing that truly sets them apart from the competition. Maybe you’re lucky and you actually are one of the ones who can truly claim to have exceptionally friendly service. More than likely — however — you’re going to have to dig deeper than that. Maybe its’s your electronic/digital product offerings. Maybe it’s the speed at which you turn around loan decisions. Heck, maybe it’s how clean your lobby bathrooms are. The point is – your credit union must be true to itself. Trying to copy the competition and be everything to everyone is a recipe for disaster.“Say! I do like green eggs and ham! I do! I like them, Sam-I-am! And I would eat them in a boat! And I would eat them with a goat. And I will eat them in the rain. And in the dark. And on a train. And in a car. And in a tree. They are so good so good you see!” Up to this point in the classic Green Eggs and Ham, Sam-I-am, the protagonist, has mercilessly hounded the unnamed second character about trying green eggs and ham. He berates him, he cajoles him, he asks him to try them in all sorts of places and with all sorts of characters. All to no avail. Eventually, however, the unnamed character breaks down and tries the green eggs and ham, which he finds delicious. What we learn from this line is that if your credit union actually offers a superior product or service, people will not only eventually try it but will become viral marketers of it for you. It took the Sam-I-am character a great deal of time to reach his target audience (and his browbeating methods of doing so are questionable in the credit union world) but eventually, he did get his man. And when that unnamed character actually tried the green eggs and ham and found that he enjoyed them, he was more than happy to eat them in a boat, with a goat, in the rain, in the dark, on a train, and a car and in a tree (and also with a fox and a mouse. It makes you wonder, ‘what did the fox say?’). In other words, he was ready and willing to share the good news about this terrific new dish with his friends and family. This type of marketing, invaluable to the culinary sales efforts of Sam-I-am, is just as important to your credit union. If you offer a genuinely superior product or service to your members, eventually they will pick up on that, use it, love it and share it with their friends and family.Sampling just a few books and lines out of the repertoire of Dr. Seuss is a daunting task. However, by examining just a few of the more poignant ones that apply more directly the marketing and branding, credit unions can learn some important lessons about who they are and how they interact with people. In the words of Oh, the Places You’ll Go!“You’re off to Great Places!Today is your day!Your mountain is waiting,So… get on your way!”last_img read more

Rape victim in Cimahi dies after two weeks in coma, two named suspects – one an ex-boyfriend

first_imgA rape and assault victim, aged 15, in Cimahi, West Java, passed away on Wednesday after two weeks in a coma, the victim’s sibling has said.On Jan. 29, the victim was found lying unconscious in a plantation in Pamoyanan village, North Cimahi district. The victim was allegedly assaulted and raped by two suspects, identified only as Nanang, 27, and NS, 17. She was also forced to drink alcohol in large quantities. “She regained consciousness two days ago before she passed away,” the victim’s older sibling, identified only as MAS, said as quoted by Kompas.com. According to her sibling, the victim died at 10.30 a.m at Cibabat General Hospital in Cimahi.   “We demand an autopsy and harsh punishment for the perpetrators,” MAS said. The autopsy will be conducted at Bhayangkara Sartika Asih Hospital in Bandung, West Java. The victim will be buried at Baros public cemetery in Cimahi after the autopsy process.The head of Cimahi Police’s criminal unit Adj. Comr. Yohannes Redhoi Sigiro stated that both Nanang and NS were charged on multiple counts for violating articles 81 and 82 of Law No. 17/2016 on child protection, with a minimum sentence of 10 years’ imprisonment. “One of the suspects, Nanang, is charged under Article 80 of the Child Protection Law, because the victim died, which carries a maximum sentence of 15 years,” Yohannes said in a text message on Thursday.According to the police, the victim met NS, who happened to be her ex-boyfriend, near Cibabat Hospital. NS took the victim to see Nanang around the Cipageran area. After the three of them met, Nanang asked NS to purchase alcohol for the three of them. The suspects, who were under the influence of alcohol, started to make sexual advances toward the victim. Nanang asked the victim to come with him to buy fried rice and cigarettes. However, Nanang took the victim to a plantation and allegedly raped her instead. The victim, Yohannes went on to say, put up a fight. The suspect attacked her with a bamboo stick, and allegedly raped her again when the victim was unconscious. (dpk)Topics :last_img read more

Arsene Wenger slams Solskjaer’s Manchester United for getting ‘dominated’ by PSG

first_imgThe Frenchman believes United were out-thought in Tuesday’s game (Pictures: beIN SPORTS/Getty)Arsene Wenger has criticised Manchester United’s performance against PSG in the Champions League on Tuesday night and says they were completely blown away in midfield.Ole Gunnar Solskjaer suffered the first defeat of his reign as Presnel Kimpembe and Kylian Mbappe both got on the score sheet in the second half at Old Trafford, with the French champions bringing a 2-0 lead back to Paris.And former Arsenal boss Wenger believes the match was decided in midfield, citing a huge gulf in quality between the two teams, and feels Thomas Tuchel tactically outwitted Solskjaer. Wenger praised Tuchel’s use of Marquinhos, who kept Pogba under wraps (Picture: Getty)Wenger was also critical of United at half-time, before they had even conceded, saying: ‘We predicted Man United’s problems before the game. They cannot build the game up, especially at the back.‘They cannot make good passes into midfield, and Man United has a real lack of ideas to build the game. And what PSG did is they blocked Pogba with Marquinhos in man-to-man marking and when Paris Saint-Germain had the ball, Draxler came in behind Pogba and that’s where the chances were created, behind the midfield of Manchester United.’Can Man Utd turn the tie around in Paris?Yes – there’s still a chance!0%No – the European adventure is already over0%Share your resultsShare your resultsTweet your resultsMore: Manchester United FCRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseEx-Man Utd coach blasts Ed Woodward for two key transfer errors Comment PSG were ruthless in the second half and could have scored even more (Picture: Getty)‘In the Champions League it is an important thing that you cannot be dominated in midfield and the whole evening Man United were dominated in midfield,’ Wenger explained on beIN SPORTS after the game.AdvertisementAdvertisementADVERTISEMENT‘Paris Saint-Germain played with five midfielders and they never lost the ball. Manchester United could never win the ball back and when they had the ball they lost it very quickly because Paris Saint-Germain dominated the midfield to win the ball back.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘And they lost the battle there, in midfield. When you play at home and you cannot keep the ball, you’re always in trouble and that’s what happened.‘Man United looked very poor in midfield compared to the class of PSG. And basically it was a little advantage for Paris Saint-Germain to play with five midfielders tonight and with less offensive players.’ Advertisement Ewan RobertsWednesday 13 Feb 2019 7:48 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.5kShares Advertisement Solskjaer’s side only had one shot on goal in a meek second-half performance (Picture: Getty)He continued: ‘The difference technically, and speed of understanding of the game, between the two teams was huge and became bigger as the game went on.‘Man United played at home and had one shot on goal in a Champions League game – that tells you about the difference between the two teams.’ Arsene Wenger slams Solskjaer’s Manchester United for getting ‘dominated’ by PSGlast_img read more