Update: I assumed that eight or nine Pac-12 schools were for satellite camps. As it turns out, it was 11, with the assumed dissident being UCLA, according to Stewart Mandel. You can’t make this up.Larry Scott confirmed that 11 of the 12 Pac-12 schools did not support a satellite camp ban. Would not say the 12th, but, now you can guess.— Stewart Mandel (@slmandel) April 20, 2016Earlier: Two weeks ago, Washington State head coach Mike Leach said that most Pac-12 programs are for satellite camps, and that he didn’t know why the conference voted against it. According to Fox Sports’ Stewart Mandel, Pac-12 commissioner Larry Scott has an answer: UCLA athletic director Dan Guerrero voted the wrong way.New twist in satellite camp ban. Pac-12 commish Larry Scott says their rep, Dan Guerrero, “did not vote the way he was supposed to vote.”— Stewart Mandel (@slmandel) April 20, 2016It is unclear whether this was subterfuge by an athletic director whose school is in a talent rich city, or just a mistake, but it makes sense that most Pac-12 programs would want the chance to see players from other areas. While UCLA and USC have the advantage of being in Los Angeles, and Stanford has its own very unique recruiting ability, satellite camps make a ton of sense for pretty much every other program in the league.
MONTREAL — A Quebec environmental group says it will appeal a decision last week rejecting its attempt to launch a class action lawsuit against the federal government for what it says is a failure to combat climate change.Superior Court Justice Gary Morrison delivered his ruling Thursday, emphasizing that the cause of environmental protection was of undoubted importance but raising doubts about the nature of the class seeking damages.The action brought by the group ENvironnement JEUnesse would be on behalf of Quebecers aged 35 and under, whom lawyers argue are being deprived of a right to a healthy environment and will suffer the effects of global warming more than older generations.It was seeking $100 for each Quebecer in that age bracket — but given that doling out an award estimated at $340 million would have been complicated and expensive, the proposed action suggested the money be spent on measures to curb climate change.In the decision, Morrison said members of the class would have to be 18 or older.And he said excluding those older than 35 appeared to be a “purely subjective and arbitrary choice” by the organization.“Although the mission and objectives of (the group) are admirable on the socio-political level, they are too subjective and limiting in their nature to form the basis of an appropriate group for the purpose of exercising collective action,” Morrison wrote. The group “can be the ‘voice’ of young people,” he added, “but it does not have the authority to change the legal status and powers of minors.”The organization countered in a statement there is an trend internationally that says children must have access to justice on the issue of climate.Catherine Gauthier, the group’s executive director, says it will appeal the decision.The group is being represented pro bono by Trudel, Johnston & Lesperance, a well-known Montreal class-action firm.The Canadian Press
Editor’s Note: This story referred to the 2018 event as the first ever, as per the event’s press release. However, it has been brought to our attention that the city of Toronto has hosted a similar event previously. We regret the error. Beverly AndrewsAPTN NewsIndigenous fashion week has kicked off in Toronto.The four day event showcases 23 designers from Canada, the US and Greenland.email@example.com@aptnbeverly
MONTREAL – The skies over the world’s largest aerospace market have opened to Bombardier’s C Series aircraft after it won a resounding victory Friday against Boeing Co.U.S. International Trade Commissioners voted 4-0 that Boeing didn’t suffer harm from prospective imports of C Series planes.Boeing launched the trade case last April, arguing that governments in Canada and Britain subsidized the plane’s development and allowed Bombardier to sell it at unfairly low prices.The decision eliminates nearly 300 per cent in duties imposed by the Department of Commerce.“Today’s decision is a victory for innovation, competition, and the rule of law,” the Montreal-based manufacturer said in a news release moments after the vote was announced.The decision was a surprise to many observers who expected the commission would side with Boeing even though they believed the company sustained no harm. Even one government official said Ottawa wouldn’t be surprised by a loss.Several commentators said the ruling restores the commission’s credibility because it wasn’t moved by political calculations or pressure from President Donald Trump’s protectionist rhetoric.The decision caused Bombardier’s stock to shoot up to its highest level in three years. Shares gained more than 15 per cent after the ruling, closing at $3.54.Foreign Affairs Minister Chrystia Freeland welcomed the decision.“Canada-United States trade is important to the prosperity of both our countries. This decision will support well-paying middle-class jobs on both sides of the border,” she said in a statement.Chicago-based Boeing said it is disappointed by the decision but will review the commission’s detailed opinions when they are released in the coming days.“We are disappointed that the International Trade Commission did not recognize the harm that Boeing has suffered from the billions of dollars in illegal government subsidies that the Department of Commerce found Bombardier received and used to dump aircraft in the U.S. small single-aisle airplane market,” it said in a statement.Boeing said it will continue to document any harm to Boeing from illegal subsidies and dumping pricing.“We will not stand by as Bombardier’s illegal business practices continue to harm American workers and the aerospace industry they support. Global trade only works if everyone adheres to the rules we have all agreed to. That’s a belief we will continue to defend.”Boeing could appeal or launch a new petition if the C Series are delivered to the U.S. from the Quebec assembly plant, but observers say that would be a mistake.“I think it’s cost them too much in terms of reputation and actually in terms of defence orders for them to appeal,” said Ernie Arvai, a partner at U.S. commercial aviation consultancy AirInsight.Canada’s largest private-sector union responded to the ruling by calling on Bombardier to abandon its plans to build a second assembly line in the southern United States.“Common sense should now trump because there’s absolutely no reason now for the C Series to satisfy the U.S. market be built in Mobile, Ala,” Unifor president Jerry Dias told reporters.“Today is a huge victory for one of Canada’s most important industries and as a Bombardier employee I’m absolutely thrilled and dumbfounded that this decision actually came down.”Bombardier spokesman Simon Letendre said the company and Airbus will proceed with the construction of the second assembly line for the U.S. market.McGill University professor Karl Moore said building the plant is the right move.He expects the orders will flow into Bombardier now that the uncertainty of duties is resolved.“The U.S. is wide open to sell a lot of C Series,” he added.But Richard Aboulafia of the Teal Group said he doesn’t believe the ruling will unleash a torrent of orders because so few American airlines ordered the C Series even though it has been available to purchase for a decade.“You could make an argument that the combination of Airbus ownership and the end of this trade complaint might serve as a catalyst but I’m not aware of a whole lot of outstanding U.S. requirements for a plane of this class.”Delta Air Lines Inc. said it looks forward to introducing the CS100 to its fleet. The airline ordered 75 CS100s that were slated to be delivered starting this fall from Mirabel, Que. It has vowed to wait until the new assembly line is built.“Delta is pleased by the U.S. International Trade Commission’s ruling rejecting Boeing’s anti-competitive attempt to deny U.S. airlines and the U.S. travelling public access to the state-of-the-art 110-seat CS100 aircraft when Boeing offers no viable alternative,” it said in a news release.Companies in this story: (TSX:BBD.B)Follow @RossMarowits on Twitter.Note to readers: This is a corrected story. A previous version said Unifor is Canada’s biggest union.
LAS VEGAS, Nev. – MGM Resorts International drew criticism Tuesday for saying hundreds of survivors of the Las Vegas mass shooting, who are being sued by the casino operator, could opt to have the money that will be used to serve them a lawsuit instead donated to a charity.The company in July sued more than 1,900 victims of the Oct. 1 mass shooting at one of its properties and has been working to notify them as it faces a standard 90-day deadline.MGM told the victims’ attorneys it would rather make the donations to charities than spend the money to pay people to serve the legal notices.“The money spent on personal service of process — up to $250 per person — could be better directed to do some affirmative good,” MGM’s attorneys wrote in the letter shared with The Associated Press.MGM offered to make a $500 charitable donation for each person who waives being served or authorizes an attorney to accept service on their behalf, but a victims’ lawyer quickly called it all “nonsense.”Attorney Robert Eglet, part of a group representing most of the victims, said the company is just trying to “spin” its attempt to save money on serving legal notices.“It will cost the MGM significantly more than $250 to serve them,” Eglet said. “This is just more outrageous conduct by them.”Serving defendants is a crucial step in a civil lawsuit. It informs a defendant that a lawsuit has been filed against him or her, provides the individual a copy of the complaint and starts running a 21-day deadline for the person to respond to the lawsuit.Eglet said the firms representing most of the victims have not been authorized to accept the legal notices. That would force MGM to find and serve each of the 1,977 people it sued.Letters explaining the offer of charitable donations were sent Tuesday to 37 attorneys representing victims.As part of MGM’s offer, each defendant would choose a charity that supports survivors or families of slain victims, and the donation would be made in his or her name.If the offers are not accepted, “we will personally serve the complaints courteously and respectfully,” MGM spokeswoman Debra DeShong said.The casino operator filed the lawsuits in an attempt to have a federal judge declare that it has no liability to survivors or families of slain victims under a federal law enacted after the Sept. 11 terrorist attacks. The law limits liability when a company or group uses services approved by the U.S. Department of Homeland Security. MGM argues it is free of liability because the security vendor for the outdoor venue was federally certified at the time of the attack.Twenty-two thousand people were at an MGM-owned outdoor venue for a country music festival, when a high-stakes gambler broke the windows of his 32nd-floor casino-resort suite and began shooting. The gunman killed 58 people and injured more than 800 before taking his own life.MGM has insisted its lawsuits, which don’t demand money, are meant to avoid years of costly litigation.___Follow Regina Garcia Cano on Twitter at https://twitter.com/reginagarciakNO
FORT ST. JOHN, B.C. – With the amounts of rain experienced for most of the summer in Fort St. John and surrounding areas, it looks like farmers are now getting a break in the weather.Kelly Kassian, manager of Viterra in Fort St. John, the crops and fields were affected by the steady rain but are now ready for harvest, starting on canola by the end of this week.“They didn’t mature as fast as we wanted them to because of all the rain and everything but they’re coming along now. We should have some canola start getting swathed down by the end of this week.” As for the peas, Kassian says they will be a bit delayed as they need more sun and time to dry up and mature before they are ready to harvest.According to Kassian, some of the fields were hit hard by the unfavourable weather as some had wet spots and even crops knocked down.Environment Canada is calling for mostly warmer temperatures and sun this week, with a chance of showers on the weekend.
London: Key figures in Britain’s opposition Labour Party said Friday the government should oppose the extradition of Julian Assange to the United States. Party leader Jeremy Corbyn said in a tweet that the U.S. is trying to extradite Assange because he exposed “evidence of atrocities in Iraq and Afghanistan.” Diane Abbott, Labour’s spokeswoman for domestic affairs, told the BBC the government should block the extradition on human rights grounds, adding that much of the information that he brought into the public domain was in the public interest. Also Read – Saudi Crown Prince ‘snubbed’ Pak PM, recalled jet from USAbbott said the US case against Assange is about the “embarrassment of the things he’s revealed about the American military and security services.” Police arrested the WikiLeaks founder Thursday at the Ecuadorian embassy in London after Ecuador withdrew his asylum. He is in custody awaiting sentencing for jumping bail in 2012, and is also facing what is expected to be a lengthy extradition proceeding initiated by the United States. US Justice Department officials seek to put Assange on trial for allegedly conspiring to break into a classified government computer at the Pentagon. The charge was announced after Assange was taken into custody. If found guilty, Assange faces a maximum five years in prison. It is also possible that Assange, 47, will face an extradition request from Sweden if prosecutors there decide to pursue allegations of rape and sexual misconduct against him. Also Read – Record number of 35 candidates in fray for SL Presidential pollsAssange took refuge in the Ecuadorian embassy in 2012 after he was released on bail in Britain while facing extradition to Sweden on the allegations. He had stayed inside the embassy building for seven years. Swedish prosecutors dropped the case against Assange in 2017, saying at the time there was no prospect of bringing him to Sweden because of his protected status inside the embassy. Assange received a verbal rebuke in his first court appearance Thursday afternoon when District Judge Michael Snow found him guilty of breaching his bail conditions. “Mr Assange’s behavior is that of a narcissist who cannot get beyond his own selfish interests,” Snow said. Assange’s next court appearance was set for May 2 via prison video-link in relation to the extradition case, a process that involves several layers of appeal that could take years.
The Los Angeles Lakers had less than 24 hours of the NBA attention in town. The Clippers got into the mix by re-signing guard Chaucey Billups and free-agent guard Jamal Crawford.Billups, who played 20 games with the Clippers last season before injuring his Achilles heal, signed a one-year deal for $4.3 million the Los Angeles Times reported the moves, and Crawford will receive a three-year deal for $15.7 million.The Clippers have been seeking a shooting guard to pair with point guard Chris Paul. They were interested in Boston’s Ray Allen, but cancelled the meeting that was set up for Friday when these signings came through. Paul had been recruiting Allen, who is scheduled to visit the Heat today and who is also a candidate to return to Boston.Crawford, who has come off the bench for much of his career, provides that traditional shooting guard for the Clippers, while Billups gives the team options at both backcourt spots.
Zlatan Ibrahimovic revealed that his main motive in signing for Manchester United was to prove his “haters” wrong by conquering the Premier League.The Swedish striker arrived at Old Trafford in 2016 on a free transfer from Paris Saint-Germain and on the verge of becoming 35 years old.Due to this, questions were naturally raised over the kind of impact Ibrahimovic could make at United at that stage of his career.But the Swede quickly set about proving doubters wrong by netting 28 goals in 48 appearances for his debut campaign before suffering serious ligament damage in his right knee during a Europa League match in April 2017 against Anderlecht.Amid struggles to regain full fitness from the setback, Ibrahimovic left Old Trafford in February 2018 in favour of a move to MLS at LA Galaxy.“My challenge was, at the age I was, coming to England, where I had years of everybody was saying I wasn’t good enough,” Ibrahimovic told the club website.“I like those things because they trigger me. They give me adrenaline.“After three months, all of them were eating their own words. I needed new haters because all the old ones became my new fans!“Wherever I went before United, I won, and it was my pleasure that it happened again in England. Winning is in my DNA, I need to win – that’s my mentality. I hate losing. I’m not a bad loser, but I hate it and I love to win.“I said we would win and we won two big trophies. That speaks for itself.Liverpool legend Nicol slams Harry Maguire’s Man United form Andrew Smyth – September 14, 2019 Steve Nicol believes Harry Maguire has made some “horrendous mistakes” recently, and has failed to find his best form since joining Manchester United.“That whole first season at United was fantastic. Everything was. I really enjoyed it. The family was happy, everybody was happy, the club took care of me and made it really easy for me. I just needed to turn up, put on my football boots and perform.“When I came to United and I said I would conquer England, people were laughing at me. I wasn’t joking.”The one and only won the treble in his only full campaign at United in the Community Shield, Carabao Cup and the Europa League.And Ibrahimovic also paid tribute to the Red Devils’ supporters.He added: “The United fans are amazing. I’m not just saying that because I played for United. I know now because I’ve been on their side and I know the feeling they give you.“They really appreciated what I did and they were thankful. That is the best credit a player can get because when you do something and you get that response from the fans, it’s amazing.“They are 50 per cent of everything we do. Imagine if you played in empty stadiums… you would not play.“In Old Trafford, it was always full. Always. In every away game they always showed up, always supported.”Ibrahimovic managed 22 goals and seven assists in 26 MLS games for Galaxy in 2018 and had been strongly linked with a return to AC Milan in the January transfer window.LONDON, ENGLAND – FEBRUARY 26: Zlatan Ibrahimovic of Manchester United celebrates victory with the trophy after during the EFL Cup Final between Manchester United and Southampton at Wembley Stadium on February 26, 2017 in London, England. Manchester United beat Southampton 3-2. (Photo by Alex Livesey/Getty Images)
Recommended for you Facebook Twitter Google+LinkedInPinterestWhatsApp Facebook Twitter Google+LinkedInPinterestWhatsAppProvidenciales, 24 Feb 2016 – RBC Royal Bank will introduce a new product to the Turks and Caicos market today at the bank from 4 to 5:30pm. You’ve heard and seen the promotions; it is called RBC EZ Pay and not only does it offer prizes and rewards for early sign up of businesses interested in the on the go payment system, but RBC says EZ Pay will make operating from a small to a big business much easier and cashless. The Bank’s executives will take time today to describe the advantages of EZ Pay at the bank. Again, the roll out for the Turks and Caicos Islands of RBC EZ Pay is at 4pm at Raleigh House, Leeward Highway. Related Items:rbc ez pay, royal bank of canada RBC will refinance TCI UK Bail Out loan RBC Team off to Grand Turk with EZ Pay 16 Graduate from Save The Bays International YEA Leadership Training Program
While Alaskans have brutally criticized Governor Bill Walker’s move to “steal” the PFD, this check is close to an average (or ‘median’) value to what Alaskans have received in previous years. The state will pay 523,012 dividends by direct deposit and 70,452 by check, according to figures finalized on September 22. The first dividend distribution of $1,000 in 1982 went to 469,741 Alaskans, a total of $469,741,000. Last year, 530,067 dividends were paid by direct deposit and 78,281 paid by check. As the state faces a budget deficit attempts to restructure the permanent fund dividend (PFD) program to fund the government continue. This is the third year in a row, the state isn’t following the traditional distribution formula. Facebook0TwitterEmailPrintFriendly分享This year’s $1,600 dividend is being direct deposited and checks are being sent out on Thursday, October 4.
Former National Security Advisor General Mike Flynn (L), Senior Advisor Jared Kushner (2L) and US President Donald Trump ® at the beginning of a meeting on cyber security in the Roosevelt Room of the White House in Washington, DC. AFP file photoThe probe into Russia’s role in the US election pierced the innermost circle of the White House Saturday, with reports that Donald Trump’s son-in-law sought a secret communications line with Moscow—the most damning allegation yet from the scandal.The latest furor was stirred up after the Washington Post reported late Friday that Jared Kushner—arguably Trump’s closest White House aide, and husband to the president’s eldest daughter Ivanka—made a pre-inauguration proposal to the Russian ambassador to set up a secret, bug-proof link with the Kremlin.Kushner, 36, even suggested using Russian diplomatic facilities in the United States to protect such a channel from monitoring, The Post said, quoting US officials briefed on intelligence reports.The revelation, if confirmed, would raise new questions about the Trump team’s relationship with the Russians, who US intelligence agencies say tried to sway the November election in Trump’s favor.News reports said the White House, reeling from the explosive developments in the long-running Russia saga, is creating a new rapid-fire communications unit to respond to the controversy, led by Kushner, senior presidential adviser Steve Bannon and White House Chief of Staff Reince Priebus.‘Naive’ or ‘Sinister’White House officials declined to comment on Saturday, ahead of Trump’s return to Washington following his first overseas trip.“We’re not going to comment on Jared, we’re just not going to comment,” said Gary Cohn, Trump’s chief economic adviser, during a press conference in Italy as a G7 summit wound down.National Security Advisor HR McMaster refused to talk about the allegations but said that in general, “We have backchannel communication with a number of countries. What that allows you to do is communicate in a discrete manner.”“I would not be concerned about it,” he added.But a former head of the US National Security Agency harshly condemned Kushner’s alleged effort to set up a secret communications line, saying if it’s true, it would reveal a dangerous degree of ignorance or naivete.“What manner of ignorance, chaos, hubris, suspicion, contempt would you have to have to think that doing this with the Russian ambassador was a good or appropriate idea?” Michael Hayden said on CNN.He said he leaned toward “naivete” as an explanation, though he did not find it comforting.Malcolm Nance, a retired naval officer and expert on terrorism and intelligence, said: “This is now sinister. There is no way this can be explained, from the intelligence perspective.”“That is indicative of espionage activity of an American citizen that is working in league with a hostile government,” he told MSNBC.The Washington Post said Kushner’s secret communications proposal was made December 1 or 2 at Trump Tower in New York, according to intercepts of Russian communications that were reviewed by US officials.Michael Flynn, who was Trump’s national security adviser for just 24 days before being fired amid questions about meetings he held with the Russian ambassador, was also present, the newspaper reported.The Post said the Russian ambassador to the United States, Sergei Kislyak, was surprised by the future White House aide’s idea of a secret channel and passed it on to the Kremlin.The New York Times said the channel was never established.Trump will return to Washington to face a cascade of other worries related to the Russia probe in the coming days, including expected testimony by fired former FBI director James Comey before a Senate committee.In another development, The New York Times reported Friday that Oleg Deripaska, a Russian once close to Trump’s former campaign manager Paul Manafort, has offered to cooperate with congressional bodies probing alleged Russian election meddling.Not yet a ‘target’Kushner boasts an enormous portfolio of domestic and international responsibilities underscoring his importance as Trump’s chief aide-de-camp, despite having no experience in politics before the 2016 White House race.He is the only person currently in the White House known to be under investigation.The Post and other media have been careful to note that their sources did not say Kushner was a “target” of the investigation, nor that he was accused of any wrongdoing. Labeling him a “target” would suggest Kushner was a main suspect of the investigation.But there have been a number of as yet unexplained contacts—during last year’s presidential campaign and afterward—between other top Trump aides and senior Russian officials, including Flynn, US Attorney General Jeff Sessions, Manafort and others.The investigation is being led by Robert Mueller, a respected former FBI director who was given broad powers to pursue the case as a special counsel after Trump abruptly fired Comey on May 9.The Senate and House Intelligence committees also are investigating, but not with an eye to bringing criminal charges.Former CIA director John Brennan revealed this week that intelligence chiefs had been looking into suspicious contacts between Trump campaign associates and Russian officials since mid-2016.Trump has denied any collusion with Russia, calling the probe “the greatest witch hunt” in American political history.
Share FLICKR/SENOR_CODOWith little fanfare the Environmental Protection Agency released a new environmental rule last week that would limit sulphur dioxide pollution from power plants as part of the EPA’s Cross-State Air Pollution Rule.Public health advocates are cheering the proposal because sulphur dioxide in the air can cause asthma and even death. But there’s some irony to the new proposed rule: It was proposed, in part, because Texas successfully fought back another emission rule saying it would raise electric bills.“It’s actually because that rule got wiped out that in some ways these more stringent rules became necessary,” said Dan Cohan, a professor of environmental engineering at Rice University.Cohan calls the rule “the most important air pollution rule for Texas that no one has ever heard of.”He says it could force a lot of Texas coal power plants to simply close, because installing upgrades would be too expensive. That, in turn, would leave more room for renewable power and natural gas to come online significantly changing, and maybe greening, the Texas energy mix. But there’s a wrinkle in that scenario – a wrinkle called Donald Trump.“I’m not naïve that the new administration will likely be hostile to regulations on energy,” said Chrissy Mann with the Sierra Club’s “Beyond Coal” campaign.And that brings us to another the second ironic point: The EPA could be starting the rule process now, so that people will have grounds to sue about it later. Mann says if the EPA under Trump tries to withdraw or change the proposed rule, environmental groups and states would have legal standing to defend it.“We intend to fight for it and support it, and we know that Texans out there and, quite frankly, folks in all of the other states are impacted by this pollution are going to be fighting for it too,” Mann said.What would make the rule harder to defend is if the entire legal framework for it is removed by conservative lawmakers in D.C. Cohan says the House Freedom Caucus came out with a plan to eliminate hundreds of regulations and, maybe, wipe out the regional haze rule altogether.“So, if the regional haze rule disappears, then these controls would be wiped out with it,” Cohan said.The EPA plans to hold a public hearing on the rule in Austin Jan. 10.Copyright 2016 KUT-FM. To see more, visit KUT-FM.
“Den of Thieves” is a convolutedly narrated heist film that involves concepts from other superior crime thrillers of the past. With a handful of stylish shootouts, chase sequences and other confrontations bridged together by a lacklustre screenplay, this over-the-top crime saga is a predictable derivative saga of cops and robbers.The film begins with some onscreen graphics informing us about some true-life statistics about bank robberies in the US. Apparently, a bank robbery occurs every 48 minutes there. Given this information, one expects that the opening sequence in Los Angeles would give us an adrenaline-packed thrilling insight into one such robbery. But instead, we witness a run-of-the-mill heist of an armoured truck by a very well armed gang of thieves. Also Read – Add new books to your shelfThis dacoity is led by Ray Merriman (Pablo Schreiber) a one-time special forces soldier and criminal mastermind and cohorts including Enson (Curtis “50 Cents Jackson) and Bosco (Evan Jones).Despite the robbers’ military precision, there are fatalities on both sides. And to the amusement of his colleagues, Ray mentions, “We are cop killers now.”The case catches the attention of the Major Crimes unit of the local Sheriff’s department, led by Nick Flanagan (Gerard Butler) who is also known as “Big Nick” among his co-workers. While surveying the scene of the crime, we learn that he is at loggerheads with the head of FBI. At the same time, he is wary and anxious as he gravely says, “We’re dealing with a different animal here, boys.” Also Read – Over 2 hours screen time daily will make your kids impulsiveTo top it all, Nick has a troubled personal life. He tells us that he and his unit are bad guys and there’s no reason to doubt that claim.The battle of wills between Ray and Nick aspires an epic level, but the characters exhibit far less real respect for one another. The bad blood incorporates a personal element where both Ray and Nick casually indulge in sex with the same person.Personal foibles apart, Ray and his team eye the Los Angeles branch of the Federal Reserve. In order to succeed in their endeavour, they rope in a genial bartender Donnie (O’Shea Jackson Jr) who is skilled in speed racing. But Nick who tries to stay a step ahead of Ray, roughs up Donnie who knows the consequences of turning into an informer.The plot takes a convoluted route. It oscillates back and forth between the two sides, offering would-be poignant exchanges. It teases the audience unnecessarily with personal issues and wastes precious time that could have been spent on the tense heist and its explosive aftermath, which is where the viewer wants to be. The execution in these moments is thrilling, although muddied by a final plot twist. There is not much time spent on motives or on explaining the ridiculous twist at the end. Also, parts of the film remind you of scenes in “The Usual Suspects” and the 1995 released film “Heat”.As for the performances, despite packed with testosterone-fuelled swagger and tough guy posturing by its ace-cast, the poorly developed characters are its undoing. Without much meaningful character development, the lines between heroes and villains blur. While the film majorly focuses on Butler and Pablo Schreiber who deliver compelling performances, the others too have their moments of onscreen glory.Though the story lacks in originality, it displays more brawn than brains and excels in its production values. The production designs, cinematography, editing and background-score are all of ace quality.
Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global Register Now » September 18, 2013 Mobile apps are no longer, well, mobile apps. They’ve amalgamated with technology that’s vying to get closer to you. I’m not talking about the air-conditioned tie or the iPod toilet dock. Although, the edible rice cracker iPhone 5 case could help with hunger pangs during long working hours.Wearable technology, which makes it sound a lot cooler than saying, “I’ve got a computer chip in my glasses,” is not the only thing that’s pushing the envelope on the mobile app ecosystem. There are app-enabled medical devices, innovation in home automation and even car technology catching consumers’ attention.But no one knows what tomorrow holds including market research firms that predict the market for all wearable technology will more than double to $18.8 billion in 2016 from $9.3 billion this year.What we do know is that consumers are opening up to the fact that their eyeglasses are no longer a simple frame and glass, but pack in a complex computer system; that their watches are no longer about the precision dial, but more about how well they can emulate their mobile phone.Just look under the “Technology” tab on Kickstarter.com and you’ll get a sense of how technology and apps are integrating with our daily lives. Let’s take a look at what’s driving the app economy forward and how that will affect app technology in the future.Popularized by Google Glass and the Pebble Watch, wearable technology seems to be the next big thing, with the likes of Samsung and Intel joining the bandwagon. Wearable technology simply means clothing and accessories incorporating computer and advanced electronic technologies.Some of the most popular accessories are smartwatches, with Samsung launching its latest range called Galaxy Gear and Qualcomm introducing Toq. Intel too has announced a new range of processors aimed at wearable devices. And Nissan isn’t far behind with its Nismo brand.Not only has wearable technology opened doors for entrepreneurs developing new products, it has also benefited app developers by providing a new platform for developing and selling their apps, such as for the Google Glass.Some examples of apps developed for Google Glass are Glass Stocks which allows you to check stock prices right on your glasses and GlassFit, which keeps track of your fitness routines.Wearable fitness devices in particular, have seen considerable traction. Case in point is the Adidas’ miCoach that monitors athletic performance and has sensors that measure speed, pace and distance.Apps like RunKeeper combine the health and fitness industries and also provide an ecosystem for fitness and health-related devices.Keeping with the growth in the wearable health tech space, Qualcomm Life and California health system Palomar recently launched an incubator called Glassomics to support consumer and clinical applications for health-related wearable technology.All that said, huge challenges such as credibility of diagnosis and privacy pertaining to user data still need to be overcome when it comes to wearable health devices.But strides are being made. Big players from across industries such as Intel, Qualcomm and Nissan are investing huge amount of resources in wearable technology thus impacting smart phones, which are beginning to integrate sensors and apps that help foster the wearable tech ecosystem.And as wearable technology continues to innovate and improve, the mobile app industry is more and more ripe for big-data reporting, analysis and implementation. What lies ahead remains to be seen, but the challenges and opportunities are beginning to show up for entrepreneurs and businesses. 3 min read Opinions expressed by Entrepreneur contributors are their own. Growing a business sometimes requires thinking outside the box.
April 8, 2015 4 min read Free Workshop | August 28: Get Better Engagement and Build Trust With Customers Now This hands-on workshop will give you the tools to authentically connect with an increasingly skeptical online audience. Opinions expressed by Entrepreneur contributors are their own. When you’re new to business, it can be hard finding the funds to hire a lawyer to write a contract. You’re intelligent, and you know you could tweak a template document if you could just find one. Maybe, too, you’re working with people across the country and it makes little logistical sense to mail them the contract and wait for them to sign it.Related: 10 Affordable Tools to Help Online Entrepreneurs Succeed You’d love a tool that lets you write, sign and manage contracts electronically, then store them in the cloud. But you’re not sure what’s available.Here’s the answer: seven free or cheap resources worth checking out.Form repositories 1. Orrick Startup FormsThis resource features corporate formation documents (for Delaware corporations), founders’ stock purchase documents, director- and officer-related documents, employment & consultant documents, technology-related documents and equity-compensation documents. You can download these documents for free after confirming that use of these contracts and documents does not indicate a client-attorney relationship with Orrick.2. FindLaw Small Business Forms & ContractsThis resource features a range of forms, contracts, checklists and other resources for creating, managing and dissolving a business. It includes a Business Balance Sheet, Business Deductions Checklist, Debt Collection Documents, Going Public Due Diligence Checklist, Federal Consumer Credit Laws Checklist, Notice and Articles of Dissolution, Operating Budget, Profit and Loss Statement, Settlement and Distribution of Assets Checklist and Software License Agreement Provisions. You can preview the documents before you download them as mobile apps.Related: Get Business Agreements in WritingMobile apps 3. ShakeThis mobile app allows you to create and sign agreements for a range of purposes. There’s a DJ agreement, several freelance agreements and agreements for confidentiality, renting, buying and loaning money. Shake was named a top app to watch in 2014 by Business Insider, and has been featured in Forbes, The New York Times, TechCrunch and VentureBeat. Contract source web apps 4. DocracyDocracy is a collection of contracts and other legal documents socially curated by everyday users. The service offers reputable, transparent sources and social proof to ensure quality documents. The first version of Docracy was created at an all-night TechCrunch hackathon. The founders had had trouble finding reasonable documents running their previous business, and realized that others had the same problem. With backing from First Round Capital, Vaizra Seed Fund, Quotidian Ventures and Rick Webb, Docracy today provides a place to share your documents and download new ones, as well as sign them electronically.5. LegalZoomYou can register an LLC or incorporate on this legal website as well as download contracts and other legal forms individually, for $14.95. The extensive library of documents houses affidavits, bills of sale, and agreements relevant to business, entertainment, event-planning, household issues, human resources/employment, intellectual property, internet/technology, landlord/tenant, lending, loans/promissory notes, nondisclosure agreements, retail and service-related topics.Contract management web apps Once you already have the contracts you need, these services will help you manage and use your contracts.6. ContractuallyFrom Contractually, you can import existing documents to create your company’s template library. You can then edit the contract within the site and collaborate with others to change the document before each party signs it, using the site’s s e-signature feature. Contractually keeps records of all changes to the document and who made them, and also automatically sends a PDF of the contract once it’s been signed.7. SignNowWith SignNow, you can collect signatures by email or create a link that you can post anywhere. You can collect signatures on any device, and signatures will look like real ink. Manage the users in your organization with SignNow’s teams feature. You can collect information from forms into CSV format. With SignNow, you can send contracts in bulk, obtaining up to 1,000 signatures at a time. SignNow integrates with SalesForce, Office365 and Google Apps. Want to set up your iPad so that users can complete a single document without access to the rest of your account? Put SignNow in kiosk mode.Related: 3 Online Tools To Find Funding Enroll Now for Free
Earn 12% commission and 2X STAR points with Sunwing throughout October Wednesday, October 4, 2017 << Previous PostNext Post >> TORONTO — For the entire month of October, Sunwing has partnered with Puerto Vallarta and Riviera Nayarit to offer agents 12% commission at source on all new bookings.The offer applies to bookings departing between Nov. 1, 2017 and April 30, 2018 that are confirmed by Oct. 31. In addition, agents will receive 2X STAR Agent Reward Points (on new bookings made for departure between Oct. 1-April 30, 2018) that convert into cash when they confirm their clients’ bookings by Oct. 27.Moreover, each time an agents makes a booking to any participating resort, they’ll earn a ballot for a chance to win an all-inclusive vacation for two to one of the following resorts: Casa Velas Hotel, Hilton Puerto Vallarta Resort, Krystal Vallarta or Hyatt Ziva Puerto Vallarta. The more bookings an agent makes, the more chances they have to win.Sunwing has partnered with a number of top-rated resorts to offer reduced rates on select vacation packages during the month. These include Friendly Vallarta Beachfront Resort and Spa, Velas Vallarta, Barcelo Puerto Vallarta, Riu Vallarta and many more.More news: ‘Turn around year’ for TPI brings double-digit growthTravellers can also take advantage of resort credits at Sunscape Puerto Vallarta Resort & Spa, Secrets Vallarta Resort & Spa, Now Amber Resort & Spa, and Dreams Villamagna Nuevo Vallarta. Those that opt for Garza Blanca Preserve Resort & Spa, Hotel Mousai and Sheraton Buganvillas Resort can enjoy a host of thoughtful extras such as spa discounts, complimentary Wi-Fi and more.All packages in the promotion include return flights on Sunwing Airlines, which include a sparkling wine toast, complimentary non-alcoholic beverage service and buy onboard selection of light meals and snacks inspired by Food Network Canada Celebrity Chef Lynn Crawford. Posted by Travelweek Group Tags: Commission, Sunwing Share
December 3, 2018We’re sending heartfelt thanks to everyone who contributed to our #GivingTuesday campaign! With your help, we raised $3,000!That money will be matched from our own funds to offer scholarships for the 2019 Workshop cycle. Your support means candidates from low income households will get opportunity to have their life changed for the better with an Arcosanti Workshop!In the meantime, we’re still accepting donations for our scholarship program on our website. If you felt called to give but were unable to make a contribution for Giving Tuesday, you can find the link to donate here:Sponsor a StudentReminder, the Cosanti Foundation is a nonprofit organization which means donations given to Arcosanti are tax deductible!
In This Issue… * Risk assets healing is wiped out… * Euro and A$ lead currencies lower… * Gold can’t find a bid… * Chinese renminbi takes baby steps lower… And, Now, Today’s Pfennig For Your Thoughts! A Full-On Risk Aversion Day… Good day… And a Marvelous Monday to you! Well… ding dong me, I forgot that I said I was going to write from home on Mondays, that is until I was ½ -way to work… UGH! Oh well, I’m here in the sauna, so let’s get to what’s on my mind today, no wait, you probably don’t want to know what’s on MY mind, but rather what’s going on in the world… So, here we go! On Friday, I left you with the thought that the risk assets, were attempting to heal from Thursday’s bloodletting… There was no U.S. data to swing the traders one way or the other, so, it appeared that the week would end with some healing in the risk assets… But, that appearance didn’t last long, and soon the small gains that had been booked were wiped out… But still, no major sell off like on Thursday, so at least the risk assets had that going for them! This morning, we have more selling going on… The currencies led by the euro and Aussie dollar (A$), are both down significantly, and Gold just can’t seem to find a bid these days. The S&P futures are down early this morning too… So, at this point of the day, it appears that we’ll see a down day, a day of risk aversion, and weaker values. We went into Friday, with the thought that 4 of the largest economies in the Eurozone, were going to send their leaders to a meeting in Rome to work on a plan that would be presented at the European Summit this coming weekend… Well, I don’t know if the Eurozone leaders took my suggestion of coming up with a blueprint on how they will address this debt debacle as a whole, and stop the putting out fires one at a time… I guess we won’t find that out until this next weekend… I sure hope they did, otherwise, I feel that the Eurozone and euro will be in for a world of hurt… In Germany, they did announce that German Chancellor, Angela Merkel, had agreed to underwrite the debt of Germany’s 16 states, which is a form of burden-sharing, and will be called “Deutschland Bonds”, which will give Germany two tiers of bonds… straight Gov’t. bonds, and these new “Deutschland Bonds”… So, what does that have to do with the Eurozone as a whole? Well… what’s good for the goose is also good for the gander, right? So, if Merkel will agree to sharing debt burden within Germany, then why not for the Eurozone? Well… If I were Angela Merkel, I would be very concerned about joint debt sales in the 17-nation currency union, as long as budgets are set by the national governments… In fact, German Finance Minister, Wolfgang Schaeuble, said it all, when he told reporters that, “as long as the national states make the decisions, they have to be liable. If you can spend money on my tab, you won’t be thrifty.” And doesn’t that make sense? Now switch gears, and come across the pond to the U.S. The U.S. Gov’t makes the budgets, and they spend our money… not theirs… which means they don’t have to be thrifty, right? But, apparently this just doesn’t occur or appear in the thought box above a trader’s head that what’s going on in the U.S. is more absurd than what’s going on in the Eurozone. Well… there are two reasons we get away with it folks… the first and biggest reason is the fact that the U.S. dollar is still the reserve currency of the world, and the second reason is that most people in the U.S. don’t give a rat’s tail about how much debt the U.S. has, or worry about how that it will get paid down, or worry about the tax burdens their kids and grandkids are going to have to deal with… Of course, that’s not you, dear readers, but think of yourself as the “minority” when it comes to awareness of this situation here in the U.S. They know all about Greece… Because the media makes a big deal out of a country which has the economy about the size of the economy of the Dallas-Ft. Worth area, and that New York City’s economy is larger than Greece’s… When I go out on the road to talk to people, you would be amazed at the number of people that 1. Don’t know the consequences of these debt burdens here in the U.S., 2. Don’t know that the dollar, even though it’s in rally mode now, has lost a major chunk of its purchasing power, and 3. Don’t know that they can do something to protect themselves from the potential further declines of the dollar… But, as I’ve said… take the Pfennig Readers, and the people I talk to while out on the road, and it’s still a small group, when compared to the U.S. population as a whole… Speaking of a country with debt… Over in Japan, they are set to pass a consumption tax hike bill… This would be a brand spanking new tax on the Japanese people… So, this illustrates what I was just talking about regarding the tax burdens on our grandkids… So, here, in the land of Debt, they will pass a new tax to help pay for Gov’t debt… But… here’s something to think about regarding Japan’s economy… The new tax, if passed this week, will go into effect in 2014… So… don’t you think that the Japanese economy could get boost from consumers rushing out to buy before this tax gets implemented? So, short-term, it could be a good thing… long-term, it’s not such a good thing… I saw a story headline on the Bloomberg this morning that caught my eye… The title: Central Banks Commit to Ease as Threat of Lost Decades Rises… So, if you’re like me, that title intrigued you, and you’ll read on… according to the Bloomberg, “Central Bankers are finding it easier to support their economies than to spur expansion as the prospect of Japanese – like lost decades looms across the developed world.” OK.. Chuck again here… Now, I’ve said that the U.S. was turning Japanese for almost a decade now… and every time the U.S. implements another form of stimulus, and keeps their interest rates near zero, they play right into the Japanese lost decades scenario… Peter Dixon, the global equities economist at Commerzbank, said, “Japan’s experience shows central banks can mitigate the worst effects of the current environment, but it’s going to be very hard for them to stimulate demand.” I think the Fed Heads are finding that to be very true… So… why meddle in the first place? If a country’s economy needs to clean out the excesses then let it! Part of our financial meltdown problem is the fact that the Fed had to meddle in recessions that we the U.S. economy was supposed to experience going back to 2001… Eventually, these problems build up and then spill out… that’s exactly what has happened… the more you meddle, the bigger the problem down the road. Just ask Japan! So… the U.S. data cupboard gets restocked this week, but, for the most part, I believe that the focus will be on the European Summit that will begin on Thursday. But, for those of you keeping score at home… Today we’ll see New Home Sales for May, which should remain about the size of April’s 343,000. Another regional manufacturing report, this time from Dallas. Tomorrow, the S&P/ CaseShiller Home Price Index, and Consumer Confidence. As we go along this week, there will be more, but no sense in talking about them now… But, keep in mind the mantra that has been taken on by the traders once again, and that is… the dollar gets rewarded for awful / weak data in the U.S. strange as it might seem, that’s what’s happening! Well.. I said above that Gold just can’t seem to find a bid lately… and that about says it all! The past few months have really been a test of convictions for Gold owners… I don’t know this to be true, it’s just my opinion, but I would have to think that given the currency debasement going on all over the world, that investors will be seeking out Gold as a store of wealth… It’s just going to take some time, as it will take some time for the sheeple to realize what their Government has been doing to the purchasing power of their currency… And China continues to allow the renminbi to weaken VS the dollar… by small amounts, yes, but still.. this has to be the longest they’ve gone in this direction since 2008… In fact the BRICS are all performing very badly these days… Something I did not foresee a few years ago… These countries had everything going for them… Then There Was This… are you ready to scream at the walls? I just returned from a trip to the wall… Here’s a story that was in the Washington Post this past weekend… enjoy… “One-hundred-thirty members of Congress or their families have traded stocks collectively worth hundreds of millions of dollars in companies lobbying on bills that came before their committees, a practice that is permitted under current ethics rules, a Washington Post analysis has found. The lawmakers bought and sold a total of between $85 million and $218 million in 323 companies registered to lobby on legislation that appeared before them, according to an examination of all 45,000 individual congressional stock transactions contained in computerized financial disclosure data from 2007 to 2010. Almost one in every eight trades — 5,531 — intersected with legislation.” Chuck again… Did you walk away for a moment to visit a wall nearby? To recap… The healing of the risk assets faded on Friday, and an all-out risk aversion is going on this morning, led by the euro and A$… The Eurozone leaders of the 4 largest economies met to hopefully lay out a blueprint to present to the Eurozone Summit attendees this coming weekend… I say hopefully, because if they don’t, The Eurozone and euro are in for a world of hurt… Currencies today 6/25/12… American Style: A$ $1.00, kiwi .7860, C$ .9715, euro 1.2480, sterling 1.5548, Swiss $1.0390, … European Style: rand 8.4565, krone 6.00, SEK 7.0610, forint 230.25, zloty 3.4150, koruna 20.6415, RUB 33.19, yen 79.85, sing 1.2835, HKD 7.7590, INR 57.07, China 6.3630, pesos 13.92, BRL 2.0650, Dollar Index 82.57, Oil $79.18, 10-year 1.63%, Silver $26.73, and Gold… $1,568.10 That’s it for today… A great weekend for my beloved Cardinals… I watched the game on Saturday and couldn’t believe all the red in the stands at the K.C. stadium! WOW! Of course, about 5 years ago, we took Alex to K.C. for a Cardinals’ game, but to see it on TV, that was impressive, Cardinals fans! Penalty kicks? You decide the winner of a game that will decide the European Champion by Penalty Kicks? I like soccer, I played a lot of soccer as a young man, as I grew up in South St. Louis, the soccer capital of the U.S. But, the sport will always lack fans in the U.S. as long as an important game is decided by Penalty Kicks… And with that… I had better stop, and get this out the door… Thank you for reading the Pfennig, and I hope you have a Marvelous Monday! Chuck Butler President EverBank World Markets 1-800-926-4922 1-314-647-3837 www.everbank.com
The primary unit of time measurement for high-frequency traders might be the microsecond, but for normal retail traders, it’s vital to know the best months, days, and even half-hours of the day to make market transactions. Consider Black Friday, the most active shopping day of the year. Let’s say a 60”, 1080p plasma HDTV normally goes for around $900 but on Black Friday is discounted to $500. That’s a 44 percent savings. If you had a desire to own this TV and were somehow guaranteed a way to bypass the rabid mobs, you’d be careless to spend $900 on it the day before. Likewise, you’d be at a disadvantage to buy or sell a security without first conducting some level of research to determine the optimal time, statistically speaking, to make a transaction. At the very least, you should know when not to make a transaction. Fortunately, much of this research has already been conducted. My friend Jeffrey Hirsch, following in the footsteps of his late father Yale Hirsch, has for years edited the invaluable Stock Trader’s Almanac, which is updated annually. The book is notable for finding reliable patterns in market trends and behavior, on both the macro and micro scale. It also gave birth to such well-known investing adages as “Sell in May and Go Away” and the “January Barometer.” 07/09/2010 5.28% 10/03/2008 -4.84% What’s interesting here is that, even though September is historically the worst month in which to trade, it had three of the best weeks and only one of the worst weeks. Conversely, December, one of the best months in which to trade, had only two of the best weeks. No week in December fell in the “worst” category, however. Days: Which day is the best to buy? Which day is the best to sell? That depends on whether we’re talking about days of the week, days of the month, or days preceding or following holidays—there are innumerable contexts and implications to consider, all of which have already been carefully studied and scrutinized by Yale and Jeffrey Hirsch. According to Hirsch, the best day to trade was once the last trading day of the month, followed by the first four trading days of the next month. Front-runners who noticed and took advantage of this trend, however, changed that, and a shift occurred in 1982. Since then, the strongest days tend to fall on the ninth, tenth, and eleventh trading days of the month. In the chart below, you can see what Hirsch’s research says are the days of the week when the greatest likelihood that performance will rise in the Dow will occur. Between 2008 and 2014, Mondays have been the weakest, rising less than 50 percent of the time—the only trading day to fall more than it rises, in fact. 06/30/2011 4.02% 01/18/2008 -4.02% 06/08/2012 3.59% 01/04/2008 -3.50% 03/13/2009 9.01% 01/24/2014 -3.52% 09/03/2010 4.33% 08/19/2011 -4.01% 11/28/2008 9.73% 08/05/2011 -5.75% Source: Stock Traders Almanac 2014, U.S. Global Investors 08/26/2011 4.32% 06/27/2008 -4.19% Again, these charts are imperfect and show only probability. Trading activity can fluctuate widely, especially prior to and after earnings and economic announcements. And there will always be the unforeseen event—a workers’ strike, a CEO’s termination or resignation, civil unrest—that shakes up the market. Now compare the TSX Venture and Market Vectors Junior Gold Miners ETF, both of which have their own DNAs of volatility, to the NASDAQ 100 ETF, which tracks the 100 largest and most active non-financial and international companies listed on the greater NASDAQ—in other words, blue-chip stocks. 10/14/2011 4.88% 11/25/2011 -4.78% 11/30/2011 7.25% 9/23/2011 -6.41% 09/16/2011 4.70% 07/29/2011 -4.24% 10/31/2008 11.29% 10/10/2008 -18.15% 03/27/2009 6.84% 05/23/2008 -3.91% What this shows is that, in August, September, and October, it’s time to “nibble” on stocks, as prices are dropping. In March, April, and May, it’s time to “trim.” As I said, the Dow has been improving slightly in September over the last few years. Its 20-year return has risen to -0.51 percent from its 50-year return of -0.77 percent. Theoretically, investing from November 1 through April 30 and then switching to fixed-income products for the rest of the year seems to be a safe and effective strategy. If you back-test this to 1950 with an initial $10,000 investment, you would have gained an estimated 6,740 percent. Investing the same $10,000 from May through October would have cost you $1,024. What a difference six months makes. I must stress, however, that this chart, and those that follow, shows only probability. Like a basketball bouncing down a rocky mountainside, nothing is certain, and actual behavior varies. Macro events such as presidential elections, midterm elections and changes in fiscal and monetary policy have a dramatic effect on the outcome of the market. For further data, check out the Almanac’s best and worst S&P 500 entry and exit dates, separated into the five best months (November through April, excluding February) and seven worst months (May through October, including February). Weeks: Below you can see the best and worst weeks of the Dow, ranging from 2008 to 2012. 12/20/2013 2.96% 02/20/2009 -6.17% 09/13/2013 3.04% 10/24/2008 -5.35% As a special case study, let’s focus just on the three days before and after a holiday, specifically Labor Day, which Americans recently celebrated. Historically, how does the market react to this particular day? The following chart tracks the historical 33-year performance of four major indexes three trading days before and after Labor Day. As you can see, investors tend to be bullish on the Friday preceding the weekend (-1) and bearish starting Tuesday, the first trading day of the week (+1). The NASDAQ does slightly better than the other three both before and after the holiday, leading into the rest of September. 10/28/2011 3.58% 11/21/2008 -5.31% 07/17/2009 7.33% 05/07/2010 -5.71% 01/31/2008 3.63% 06/20/2008 -3.78% There’s plenty more research on the best days on which to trade—and which to avoid—in The Stock Trader’s Almanac. Hours and Half-Hours: Canada is the largest natural resource market in the world. The TSX Venture Exchange, with a market capitalization of over $37 billion, represents approximately 2,250 small-cap companies, many of them in the mining and metals space. 11/23/2012 3.35% 11/14/2008 -4.99% Best 20 Weeks Worst 20 Weeks 12/23/2011 3.60% 05/18/2012 -3.52% With the TSX Venture, it’s generally smarter to sell rather than buy in the morning. Over the last two and a half years, this is when prices tend to be high. There’s heavy volatility as the market is reacting to what might have happened since the previous trading day’s closing bell. Unless you really know what you’re doing in this particular market, if you buy in the morning, you can often expect to see your shares sink as the day unfolds. The “safest” time to buy would be in the late afternoon. The market has cooled somewhat and traders are gauging where things might be headed. The challenge during this time, however, is that volume has dipped and, as a result, spreads have widened. A similar pattern emerges, a little like the shape of a waterslide, if you chart the intraday performance of the Market Vector Junior Gold Miners ETF, which gives investors exposure to small and intermediate gold and silver companies. Prices are highest in the morning, decrease throughout the afternoon, and then get a final boost starting around 3:00. Making a trade at 9:30, then, will have a vastly different outcome than making one at 1:30. Thirty-five years ago when I was just getting started in the investment business, I asked Yale how he managed to arrive at his findings. He told me that his background in music composition enabled him to “hear” melodies, if you will, in four-year presidential cycles, seasonal cycles, weekly cycles, and more. This interdisciplinary approach of combining music and finance should inspire all investors to leverage their own unique skills, talents, and backgrounds to seek patterns in the market that others might overlook. If you don’t already own a copy of the Stock Trader’s Almanac, I urge you to make a special trip to the bookstore. You can also visit the book’s website and sign up for a free seven-day trial. The site provides a wealth of helpful and fascinating information for investors to peruse. The Best Times to Trade Previously I discussed market patterns in four-year presidential cycles and seasonal cycles. But now let’s look at months and work our way down to half-hours of the trading day. Months: “Sell in May and Go Away” is more than a clever expression. The Stock Trader’s Almanac has over six decades’ worth of data to support the reliability of this strategy. Based on the S&P 500 Index’s monthly closing prices, November, December, and January are the best months for trading volume. Conversely, the worst-performing months of the year fall between May and October. Even though the Dow Jones Industrial Average has been up four of the past five Septembers, the ninth month has still been the worst-performing since 1950 for all of the major indexes and exchanges, including the Dow, S&P 500, NASDAQ, and Russell 1000 Index. 04/18/2008 4.25% 02/08/2008 -4.40% Week Ending % Change Week Ending % Change Best and Worst Weeks for the Dow Jones Industrial Average 2008 through 2014 Over the same timeframe as the previous indexes, the pattern here has almost reversed. Relative lows in the morning. Modest improvement throughout the trading day. You could, in this market, reasonably buy in the morning and sell in the afternoon. You don’t have to be as obsessed and intuitive with statistics and patterns as Yale or his son Jeffrey Hirsch, but it pays to participate. If there’s one thing I want to leave you with, it’s that research must be conducted on the market you’re planning to trade in before you enter. Click here for more info on Frank Holmes and U.S. Global Funds.